Summer is over, the kids are in school, and the rest of us are back at the office.
With only a few pages left on the calendar, September is the perfect time to make sure you're on track to fully fund your retirement plan at work. Maxing it out should be your goal.
A Challenge to the Underfunded
The truth is, people simply aren't saving enough right now to support themselves in retirement. In fact, last month the Center for Retirement Research showed that almost 45 percent of American households will fall short of meeting their expected retirement income needs.
What's worse is that the 2007 Retirement Confidence Survey from the Employment Benefit Research Institute (EBRI) reports more than half of Americans have less than $25,000 in their retirement accounts.
Click here to read more of my bi-weekly article on Yahoo! Finance.